Product Design Leader and Builder

Ryan Higgins

Running toward ambiguous problems, in service of others.

I design enterprise FinTech products where being wrong gets expensive, building deliberately with AI while keeping humanity in the loop. Eighteen years of adapting to tech's recurring revolutions taught me leadership never needed a title. This year, I built an AI-powered, privacy-first app that helps blind people move through the world solo.

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Ryan Higgins standing in a bright office lobby, hands in pockets, wearing a navy button-down, smiling toward the camera.

Case Studies

Selected Work

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Accessibility · AI · Native iOS

Founder · Unruly Vision

Fathom

AI-powered independence for blind users, built from inside the community.

What started as an experiment now reaches users across North America, Europe, and APAC. I keep building it with, and for, the blind community I'm part of.

Product Design

Staff Product Designer · Chatham Financial

Portfolio Dashboard

Valuations made clear for fund and portfolio managers.

Reworked Chatham's internal debt and derivatives valuation workflows end to end. The result: SOC1-compliant data delivered to investment management firms.

Brand Campaign · Product Design

Product Design Lead · Chatham Financial

Call the Cup

A bracket game that put Chatham's rebrand and Onyx launch in motion.

It launched alongside cf.com's rebrand and the debut of Onyx, Chatham's new platform. The bracket gave both a public, interactive moment at launch.

AI / Human-in-the-Loop

UX Lead · Chatham Financial

AI Document Extraction

Loan-contract review cut from hours to minutes — humans still in the loop.

Designed a multi-step AI extraction workflow with review checkpoints where judgment matters most — embedding institutional knowledge into a compliant, scalable platform.

Design Education · Curriculum Leadership

Adjunct Faculty · Wilmington University · Rebuilt 2026

Product Design Curriculum Development

When execution got cheap, I rebuilt the courses around judgment.

Rebuilt two university design courses as one two-semester system for Fall 2026. Students get a brief they didn't write, a design system they don't own, and requirements that arrive incomplete — because that's the part of the job school never assigns. AI is sequenced, disclosed, and audited rather than banned or waved through.

Client work is password-protected. Request access — I reply the same day.

About

I run toward the problems other people avoid.

Eighteen years across web, management, and enterprise FinTech taught me the same lesson each time the tools changed: lead with judgment, not the title. Accessibility is lived expertise. I design with low vision, not just for it.

More about me View Résumé
Week 1First paying subscribers after Fathom's App Store launch
5Flagship institutional clients adopted Portfolio Dashboard in 12 weeks
3 wksFrom CEO challenge to a live World Cup game on cf.com
MinutesLoan-contract review, down from hours, humans still in the loop

Contact

Let's catch up.

The fastest way to reach me: LinkedIn, or the contact form.

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